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SCHEDULE B This policy does not insure against loss by reason of the matters shown or referred to in this Sched­ule except to the extent that the owner of any mortgage or deed of trust shown in Part Two is ex­pressly insured in Paragraphs numbered 4 and 5 on Page 1 of this policy. PART ONE: This part of Schedule B refers to matters which, if any such exist, may affect the title to said land, but which are not shown in this policy: 1. Easements, liens or encumbrances not shown by either (a) those public records in the county in which said land or any part thereof is situated which impart constructive notice of matters re­lating to such land, or (b) those public records in the county or city in which said land or any part thereof is situated which disclose existing tax or assessment liens on such land. 2. Rights or claims of persons in possession of said land Which are not shown by those public records in the couhty in which said land or any part thereof is situated which impart constructive notice of matters relating to such land. 3. Any facts, rights, interests, oh claims which are not shown by those public records in the county in which said land or any part thereof is situated which impart constructive I notice of matters re­lating to such land, but which could be ascertained by an inspection of said land, or by making inquiry of persons in possession thereof, or by a correct survey. 4. Mining claims, reservations in patents, water rights, claims or title to water. 5. Any laws, governmental acts or regulations, including but not limited to zoning ordinances, re­stricting, regulating or prohibiting the occupancy, use or enjoyment of the land or any improve­ment thereon, or any zoning ordinances prohibiting a reduction in the dimensions or area, or separ­ation in ownership, of any lot or parcel of land; or the effect of any violation of any such restric­tions, regulations or prohibitions. 6. Community interest of the husband if the vestee is in fact a married woman. PART TWO: This part of Schedule B shows liens, encumbrances, defects and other matters affect­ing the title to said land or to which said title is subject: 1. State, County and City taxes fo r the year 1954, now a lien , but not yet due o r payable. 2. Usual re se rv a tio n s as contained in the Patent fr o m the State o f N evada. 3. That certa in ce rtific a te o f A p p rop riation of W ater dated A p ril 18, 1930 and re co r d e d M ay 14, 1930 as D ocum ent No. -357 7 7 in B ook 1 o f W ater A p p ro p ria ­tion s, page 76, in the O ffice of the County R e co rd e r of C lark County, Nevada, w h erein there is granted by G eorge W. M alone, State E n gin eer, to the L os A ngeles & Salt Lake R ailroa d Com pany, the right to use fro m January 1st to D ecem b er 31st of each year, w ater fr o m the Southwest Q uarter o f the Southwest Q uarter of Section 29, Tow nship 20 South, Range 61 E ast, M .D .B . & M ., o r at a point which b e a rs N orth 81°25'30" E ast fr o m the Southwest C orn er of S ection 29, fo r d om estic and fir e p ro te ctio n p u rp o se s. A p p rop riation dated: August 23, 1924. R e fe re n ce to said instrum ent and to the r e c o r d th ereof is h ereb y m ade fo r fu ll p a rticu la rs. (as to P a r c e l 1 only) 4. That certa in ce rtific a te of A p p rop riation of W ater dated Septem ber 29, 1932 and re co r d e d O ctob er 3, 1932 as D ocum ent No. 46868, in B ook 1 of W ater A p p rop ria tion s, page 81, in the O ffice of the County R e co rd e r of C lark County, Nevada, w h erein there is granted b y G eorge W. M alone, State E ngineer, to the L as V egas Land and W ater Com pany, the right to use fro m January 1st to Page4 of Policy No__ LV 35569