On March 15, 1981, Tracey Bradley interviewed George Cichoski (born 1939 in New Kensington, PA) about the roles and functions of the Cumorah Credit Union, which served members of the Mormon Church. Cichoski first talks about the development of the credit union, the effects of the change from federal to state charters and those advantages, and the overall function of a credit union in general. Cichoski also discusses the Financial Institutions Act and its effects on credit unions, the innovative services that credit unions would need to adopt to retain their members, and what he believes will be in store for the future of credit unions.